Handicap Info

What is a Handicap Index and Why Do I Need One?
A handicap is an indication of a player's ability. A specific formula is used to compute handicaps by factoring in a player's score and the difficulty of the course played. A handicap allows players of different ability levels to compete with each other. For example, if a player with a 20 handicap has a score of 100, her net score is 80 (100 - 20 = 80) while a player with at 27 handicap and a score of 107 also has a net score of 80. Using handicaps helps to even the playing field, making the game more fun. Handicaps also travel with you. If you play a course that is more difficult than your home course, your handicap will be higher. On an easier course, your handicap will be lower.

When should I get a handicap?
If you are just learning the game of golf and spend the majority of your time taking lessons or practicing, then it may be too early for you to get a handicap. Once you start playing 9 or 18 hole rounds, you should establish your handicap.

How do I get a handicap?
EWGA provides a handicap service as a part of your membership. This is included with the EWGA Golf Life Management System that is offered to every member affiliated with an EWGA Chapter. In order to use this service you must first activate your Golf Life Management account. You then must enter a minimum of 5 scores to establish your handicap. Go to
LPGA Amateur Golf Association to activate your account and start entering scores. Use the link below to help walk you through the process.

And best of all, it’s free to all LPGA Amateur Golf Association members!

For further information, please contact our Handicap Chair.

What’s your Target Score!

Do you have reasonable expectations for your score each time you play?  Or, are you like many people and have a vague hope that you will just do better than the last time?  Are you discouraged when you play The Ridge at Oxmoor Valley and can’t do as well as at Eagle Point?  I think we all recognize that the Ridge is “harder” than Eagle Point, but how much should your score reflect this?  There is a way to determine your target score for any course you play, if you have a handicap (another reason to get one!).  Here is how it works.  For my examples I will use a golfer with a handicap index of 30.  The handicap index is what is generated for you when you enter your score in the free EWGA GN21 system.  First you determine your course handicap.  The formula is your handicap index X course slope (from the course score card or website)/113 rounded to the nearest whole number.  The Eagle Point forward tees have a slope of 109 and a rating of 66.1.  So this course handicap calculation would be (30 X 109)/113 = 28.94, so 29.  Your target score is the course rating added to your course handicap.  For Eagle Point, this would be 66.1 + 29 = 95. Remember your target score is not something you will/should shoot every time, it is just an indication of your potential.

Please remember the slopes and ratings are for women, from the most forward women's tees (which is what most of us play). 

Target Scores (for a 30.0 handicap index) at some of our area courses are as follows:




Course Handicap

Target Score

Eagle Point


66.1 29 95


108 67.2 29 96



68.1 31 99

RTJ Valley


68.6 32 101



68.4 30 98

RTJ Ridge


68.4 32 100

Farm Links



33             103

Limestone Springs






If you don't want to calculate the course handicap yourself, there are course handicap calculators on the EWGA website, the GHIN website, and the USGA website.  Also, if you are ever in doubt as to the correct course rating and slope information, it can be found on the USGA website.  That website is very helpful and has a lot of information on it. 

Using our handicap system is easy!  If you need help, contact Barbee Bryant at

Handicap User Guides
If you need help accessing the EWGA handicap system below is a user guide that will help you get stated.  It includes information on how to log into the system and how to post scores.  Of course, Barbee Bryant is always happy to help you also.

Accessing GN21

Information for those using GHIN handicap system

If you have a GHIN handicap, remember they expire each January and you have to renew them (unless your club automatically does it for you).  Just contact your club/provider and pay for 2016, in order to keep your handicap current/valid.